How Does Credit Repair Work?

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Ever since The Fair Credit Reporting Act (FCRA) was passed in 1970 our experts started removing negative information off of credit reports regardless of how difficult creditors been working to make it complicated to dispute information. We have been repairing credit for over 30 years and there is nothing we have not been able to remove off of a consumer credit report so don’t lose hope!

 

credit-repair

Call for a FREE analysis of your Equifax, Experian, and Transunion credit reports:

1-800-246-9028

Or Sign Up Online

 

Pinnacle Credit Management’s Process

1. Client Review

Once you contact our firm, we help you obtain a copy of all three of your credit reports via Here. Each report is unique so we will highlight all specific information of each report so we are prepared to dispute it with the bureaus or the creditor directly. 

2. Legal Action

Our attorneys and company authorized personnel assigned to you will work on your behalf directly with the bureaus and deal with all of the correspondence so you can sit back and wait until your credit report is cleaned. Each negative item is thoroughly reviewed so we pick the best strategy in order to remove the negative item. Our disputing process is electronic and 85% fast than our competitors.

3. Fico Score Review

All of our clients received full personalized reports with our own branded credit monitoring service here.  Our staff is always available by phone nonetheless we will call you and give you the proper guidance to help boost your score by adding our in-house primary trade-lines that may add 200pts to your fico score as soon as you add them.

 

1-800-246-9028

Or Sign Up Online

What are the applicable consumer protection Laws?

1. Fair Credit Reporting Act (FCRA)

Enables consumers protection against inaccurate, outdated, and unverifiable credit bureau records. (Click Here)

2. Fair Credit Billing Act (FCBA)

Was established to make sure creditors are compliant with how they report your payments to the bureaus as well as how they treat you. (Click Here)

3. Fair Debt Collections Practices Act (FDCPA)

Regulates how debt collectors can legally contact you and collect a debt. (Click Here)

4. Fair Accurate Transaction Act (FACTACT)

Its primary purpose is to reduce the risk of identity theft by regulating how consumer account information (such as Social Security numbers) is handled. (Click Here)

5. Credit Repair Organizations Act (CROA)

It intends to protect the public from unfair or deceptive advertising and business practices by credit repair organizations. (Click Here)

 

How Much Does Credit Repair Cost

For as low as $89.99 a month you can take advantage of our state of the art technologies we use to repair credit and our world-class credit repair experts. We have an 80% deletion ratio within the first 60 days, that is better than any other credit repair company out there! If you don’t believe it see for yourself here, they advertise a 25% deletion rate after 4 months of working with them, and other credit repair companies are no different which is probably why you are still shopping around for credit repair.

The Benefits of Credit

Proven Results

Women lie men lie but our numbers don’t. In 2017 we helped over ten thousand clients achieve excellent credit and removed over 250,000 negative items off of all three of their credit reports.

See Our Amazing Results

 

The Different Between Our Monthly Service and E-Fix Exparte

With the E-Fix Exparte system, we can target a large variety of negative accounts and have a higher deletion ratio than even the largest well branded companies out there. The E-Fix Exparte system uses a series of complex algorithms designed to pick the most effective dispute for each type of derogatory account. We don’t use letters like Lexington law or other companies which advertise on their website an average of 24% of negative items removed from their client’s reports after 4 months of their service. The E-Fix Exparte takes an average of 30-60 days for 80% of your negative accounts to be removed.

We Have Two Programs

DISCLOSURE: E-FIX EXPARTE IS THE FASTEST ONLINE CREDIT REPAIR SOLUTION FOR COMPLETE AND ACCURATE CREDIT REPORTING, IT IS A BROWSER-BASED, METRO 2 COMPLIANT SYSTEM THAT HAS BEEN DEVELOPED BY EQUIFAX, EXPERIAN, INNOVIS, AND TRANSUNION.  WE ENSURE FULL REMOVAL OF NEGATIVE INACCURATE INFORMATION ON CONSUMER CREDIT REPORTS IN AS LITTLE AS 24 HOURS.

 

 

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