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Fast Credit Repair

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Raise Credit Score Fast

Lightning Fast Credit Repair Services

Working with us it is quite possible to obtain a spotless credit report within just 4 weeks. We use an exclusive ACDV electronic disputing process proven to be 86% faster than Lexington law.

Raise Credit Score Fast

Get A $20,000 Tradeline Now

Removing negative items is only half of the battle when it comes to raising your credit score. We offer a 20k credit limit to our clients that join our program, all you have to do is join.

Raise Credit Score Fast

We Can Remove Anything

Collections, Tax Liens, Public Records, Late Payments, Medical Bills, Repossessions, Evictions, Foreclosures, Short sales, Bankruptcy, Charge Offs, Chex Systems, and even Student Loans


Fast Credit repair services
The Nguyen Family lives in a multigenerational household in Hawaii thanks to Pinnacle Credit Management

Having bad credit problems?

We understand the problems you face every day by having bad credit and will help you clear every negative account on your report fast, and show you how to get large credit limits with 3 simple techniques. If you haven’t thought about credit repair at all, think about it now, because a bad score does not only affect your stance on the loans or debts you take, it can make you jobless, homeless, and devoid of every other service or asset you hold so dear to yourself.




Fast Credit Repair Services

The Lopes Family lives in a self built 5000 sqft household in Menlo Park, CA thanks to Pinnacle Credit Management

Why should I fix my credit score?

You might think bad credit only keeps you from getting a credit card or loan, but it goes further than that. Bad credit can leave you homeless, carless, and jobless. That’s because more and more businesses are using your credit to make decisions about you. Still not convinced it’s time to get your credit act together? Here are 15 reasons you need to fix your credit.



1. Save Money on Interest

Low credit scores typically mean higher interest rates, and that means higher finance charges on your credit card balances. Repairing your credit would allow you to get a more competitive interest rate and cut back on the money you pay in interest.

2. Stop Paying High Security Deposits

Utility service providers and even phone companies check your credit before allowing you to establish service. To offset the risk of a default, those service providers charge you a deposit. Making your payments on time will allow you to get your deposit back. Improving your credit score keeps you from having to pay the deposit altogether.

3. Get a Lower Insurance Rate

Believe it or not, your credit affects your insurance premiums. This includes auto, life, and home insurance. A bad credit history means you’ll pay more for insurance than you would if you had better credit.

4. Stop Paying Cash For Everything

If you have bad credit, you’ll have a hard time getting a credit card, which means you’ll end up paying cash for everything. It may not be a nuisance until you need to do something like renting a car, where you have to pay an extra deposit if you don’t use a credit card.

5. Get A Higher Credit Limit

Generally, as you demonstrate you can pay your bill on time, your creditors will increase your credit limit. But, before a credit card issuer will check your credit score before increasing your credit limit. A bad credit history might get your credit limit cut hurting your credit score even more by raising your credit utilization.

6. Stop Debt Collector Harassment

Repairing your credit includes paying off those debt collection accounts. Until you do, you face relentless calls and letters from debt collectors. While you can take action to stop debt collector calls, collection accounts often move from one debt collector to another. When a new collector gets your debt, you’ll have to go through the process of sending letters to stop the calls all over again.

7. Feel Better About Your Credit Score

After you repair your credit, you won’t have to be afraid of checking your credit score or worse, having someone else check it. You can have confidence knowing you have a healthy credit score.

8. Buy a New House

Homeownership has always been the American Dream. Bad credit is the nightmare that keeps you from realizing that dream. Many banks won’t lend you a mortgage until you’ve repaired your credit. Those that will approve you with a high-interest rate that makes home ownership cost a lot more.

9. Rent an Apartment

Not only can bad credit keep you from buying a home, it can also keep you from renting an apartment. Many landlords now check credit to determine the likelihood that you’ll be late on your rent. Bad credit could get your rental application denied.

10. Buy a New (Or Newer) Car

Auto lenders are among the many businesses that check your credit before lending to you. Without a good credit score, your auto loan application could be denied leaving you to drive the same vehicle.

11. Car Get a Job

Employers check credit before deciding to hire you. Some government, financial, management, and executive jobs are particularly curious about your financial history. A bad credit history could cost you the job, or the promotion you’ve been working hard to get.

12. Take Some Financial Pressure off Your Spouse

When one spouse has better credit than the other, the spouse with good credit will be the one applying for the loans and credit cards. Improving your credit will let you bear some of the credit-brunt rather than placing it entirely on your spouse.

13. Stop Relying on Co-Signers

When you have bad credit, you’ll often need others to co-sign for your loans and credit cards. If you can find someone to co-sign, you’re putting financial pressure on them but they don’t receive any of the benefits. Repairing your credit will save you the time and hassle of burdening someone else with co-signatures.

14. Start Your Own Business

Starting a new business takes money, so many entrepreneurs rely on small business loans to get their businesses off the ground. Bad credit can keep you from getting the financing you need to start your new business. You’ll have to improve your credit before a bank will give you a loan.

15. Protect Your Children’s Credit Score

Having bad credit can tempt you to use your child’s credit. You might think you’d never do that but you never know what you’ll do when you’re desperate. Say you have to have electricity turned on, but your credit’s too bad. You could easily rationalize using your child’s credit to have the electricity turned on. Keep your own good credit and you won’t think about exploiting your child’s.



Your new life is just one phone call away

Fast Credit Repair ServicesCall for a FREE analysis of your Equifax, Experian, and Transunion credit reports:


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Fast Credit RepairOver 250,000 removals in 2017

Inaccurate, outdated, and unverifiable items removed from our clients’ credit reports.










Fast Credit Repair

At Pinnacle Credit Management we bring to you fast credit repair services unlike any other company around. We know how hard the search for the right credit repair company can be. We are a trusted company and have local offices in the San Francisco Bay Area, New Jersey, and New York City. We want to prove that we are the best in the business so we offer a totally risk-free, no obligation guarantee! If we are not able to improve your credit we will refund all of your money no questions asked! Your relationship and our reputation are important to us. We strive to build your credit score fast so you can achieve your financial goals. We want to be remembered as the company that changed your life!





Price for 1 minute



5 minutes

We analyze and review your credit Report with you so you understand what is effecting your fico score. After the review we will reccomend our monthly program or unlimited dispute service.

Credit Repair


Up Front Fee

E-Fix Exparte is the fastest  credit repair solution for complete and accurate credit reporting, it is a browser-based, metro 2 compliant system that has been developed by Equifax, Experian, and Transunion.




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Fast Credit Repair

I know what its like to be denied for credit everywhere you go. I have personally worked with thousands of people over the years escape the burden of horrible credit with my program. We are known best for our fast credit repair services and almost everybody that joins my program gets an average of 200 points increased on their fico score why shouldn’t you? If you are looking for a credit repair solution and a mentor to help guide you, and educate you on how to build your credit don’t hesitate to send me an email. You can also check us out on instagram.
– Founder Andre N.
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